Generally, in a liability claim, the burden of proof regarding what bodily injury or property damage losses were proximately caused by the insured belongs to the

Generally, in a liability claim, the burden of proof regarding what bodily injury or property damage losses were proximately caused by the insured belongs to the

• A. Insured.
• B. Jury.
• C. Claimant.
• D. Insurer.

Answer: (C)

In a liability claim, the claimant bears the responsibility for proving what bodily injury or property damage losses were proximately caused by the insured. This means the claimant must show that the insured’s conduct was a actual and legal cause of the losses and that those losses are quantifiable. The insurer’s role is to defend and pay covered losses if liability is established, not to carry the burden of proving causation. The jury acts as the trier of fact, deciding whether the claimant’s proof meets the burden. The insured may present defenses, but the primary obligation to prove causation lies with the claimant.

In a liability claim, the claimant bears the responsibility for proving what bodily injury or property damage losses were proximately caused by the insured. This means the claimant must show that the insured’s conduct was a actual and legal cause of the losses and that those losses are quantifiable. The insurer’s role is to defend and pay covered losses if liability is established, not to carry the burden of proving causation. The jury acts as the trier of fact, deciding whether the claimant’s proof meets the burden. The insured may present defenses, but the primary obligation to prove causation lies with the claimant.